08402 ZIP Code — Margate City, NJ

Atlantic County, New Jersey

ZIP code 08402 is located in Margate City, New Jersey, within Atlantic County. It covers approximately 1.41 square miles and serves a population of 5,331 residents. This is a po box ZIP code in the Eastern (ET) timezone, served by area code 609.

About ZIP code 08402

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $572,100. Owner-occupancy is high at 90%, well above the national average.

The gap between median ($112,661) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 08402 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

5,331

population

1.41

sq mi land

PO Box

ZIP type

Eastern (ET)

timezone

08402 ZIP code map

Cities in ZIP code 08402

Below are the cities the US Postal Service accepts for ZIP code 08402. Using any city not on this list may result in mail delivery delays.

City	Status
Margate City	Acceptable
Margate City	Acceptable

Demographics updated 05/2026

Population
Total population	5,331
Population density	3,781 / sq mi
State FIPS	34
County FIPS	001

Geography
Land area	1.41 sq mi
Water area	1.21 sq mi
Latitude	39.3303
Longitude	-74.5062
Timezone	Eastern (ET)
Area code	609

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	41.4%	30.2%
$50k – $100k	20.2%	27.6%	26.7%
$100k – $200k	31.2%	23.8%	28.3%
Over $200k	19.9%	7.3%	14.8%

Demographics & statistics

5,331

Population

3,781

People per sq mi

57.9

Median age

$112,661

Median household income

$79,711

Per capita income

$572,100

Median home value

$1,298

Median monthly rent

89.7%

Home ownership

5.4%

Poverty rate

4.0%

Unemployment

6,581

Housing units

56.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

102

5–9

120

145

10–14

171

139

15–19

164

122

20–24

145

25–34

120

35–44

143

341

45–54

404

228

55–59

269

257

60–64

305

493

65–74

583

279

75–84

331

109

85+

129

← Male

Female →

Age summary

Group	Count	%
Under 18	783	14.7%
18 and over	4,548	85.3%
65 and over	1,924	36.1%
Median age	57.9 years

Race & ethnicity

White 91.7%

Hispanic or Latino 3%

Two or more races 2%

Asian 2%

Other race 1.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	5,038	91.7%
Hispanic or Latino	165	3%
Two or more races	111	2%
Asian	109	2%
Other race	68	1.2%
Native Hawaiian / Pacific Islander	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.7%	41.4%	30.2%
$50k – $100k	20.2%	27.6%	26.7%
$100k – $200k	31.2%	23.8%	28.3%
Over $200k	19.9%	7.3%	14.8%

Under $10k 4.3%

$10k–$15k 2.0%

$15k–$25k 5.0%

$25k–$35k 5.3%

$35k–$50k 7.1%

$50k–$75k 9.2%

$75k–$100k 8.9%

$100k–$150k 23.5%

$150k–$200k 9.1%

$200k+ 25.5%

Range	% of households
Under $10k	4.3%
$10k–$15k	2.0%
$15k–$25k	5.0%
$25k–$35k	5.3%
$35k–$50k	7.1%
$50k–$75k	9.2%
$75k–$100k	8.9%
$100k–$150k	23.5%
$150k–$200k	9.1%
$200k+	25.5%
Median income	$112,661

Housing

Home values

Under $50k 3.3%

$50k–$100k 1.9%

$100k–$150k 4.2%

$150k–$200k 1.8%

$200k–$300k 5.3%

$300k–$500k 26.4%

$500k–$1M 41.5%

$1M+ 15.6%

Housing overview

Metric	Value
Median home value	$572,100
Median rent / month	$1,298
Owner occupied	89.7%
Renter occupied	10.3%
Vacant	62.3%
Single-family detached	59.8%
Large apartment buildings	19.1%
Mobile homes	0.0%
Median rooms	6.4
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.9%
2010–2019	9.9%
2000–2009	6.9%
1990–1999	2.9%
1980–1989	10.1%
1970–1979	14.1%
1960–1969	14.4%
1950–1959	19.5%
1940–1949	6.3%
1939 or earlier	15.1%

Bedrooms

Size	% of units
No bedroom (studio)	2.0%
1 bedroom	11.8%
2 bedrooms	19.8%
3 bedrooms	22.5%
4 bedrooms	30.9%
5+ bedrooms	12.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.5%
1 vehicle	41.6%
2 vehicles	39.9%
3 or more	13.0%

Heating fuel

Fuel type	%
Utility gas	79.4%
Electricity	16.7%
Propane / LP gas	0.7%
Fuel oil	1.9%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,325	51.3%
Cohabiting couple	74	2.9%
Male householder, no spouse	421	16.3%
Female householder, no spouse	764	29.6%
Households with children under 18	463	17.9%
Households with seniors (65+)	1,353	52.4%
Average household size	2.06

Marital status

Status	Male	Female
Never married	21.6%	19.2%
Married	64.0%	53.3%
Separated	0.7%	0.1%
Widowed	3.4%	10.6%
Divorced	10.3%	16.8%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.5%

HS graduate 16.3%

Some college, no degree 15.3%

Associate's degree 8.4%

Bachelor's degree 25.7%

Graduate / professional 30.7%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	56.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	4.0%
Kindergarten	67	6.1%
Elementary school	427	39.0%
High school	212	19.4%
College / grad school	345	31.5%

Employment

Industry of employment

Education & healthcare 39.6%

Professional & management 11.2%

Finance & real estate 9.9%

Public administration 9.6%

Retail trade 6.9%

Arts, food & hospitality 6.5%

Construction 3.6%

Wholesale trade 3.2%

Other services 3.1%

Information 2.6%

Manufacturing 2.5%

Transportation & utilities 1.5%

Occupation

Category	%
Management, business & arts	63.1%
Service	11.7%
Sales & office	20.3%
Natural resources & construction	1.4%
Production & transportation	3.4%

Employment type

Type	%
Private sector	75.0%
Government	19.2%
Self-employed	5.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	63.4%
Carpool	14.8%
Public transit	1.4%
Walk	2.9%
Work from home	14.8%
Other means	2.7%
Avg commute (minutes)	29.2

Poverty

All people 5.4%

Under 18 years 4.3%

18 and over 5.6%

Married-couple families 1.7%

Female-led households 11.3%

Income support

Source	% of households
Social Security	45.3%
Retirement income	32.4%
Supplemental Security	2.3%
Cash public assistance	0.5%
Food stamps / SNAP	1.3%

Health indicators

Condition	%
Obesity	26.3%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	10.4%
Heart disease	8.3%
Stroke	3.2%
Asthma	8.8%
Arthritis	29.3%
Kidney disease	3.2%
Pulmonary disease	6.3%
Cancer	10.5%

Behavior / access	%
Smoking	10.9%
Binge drinking	13.5%
No physical activity	16.9%
Less than 7 hrs sleep	27.1%
Depression	17.4%
Fair or poor health	10.7%
Poor mental health	11.0%
Poor physical health	8.7%
No health insurance	8.5%
Visited doctor (checkup)	81.5%
Visited dentist	75.0%
Cholesterol screening	0.0%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	251	5.5%

Disability	%
Any disability	10.7%
Under 18	0.0%
18–64 years	5.2%
65 and over	22.6%

Health insurance coverage

Type	%
Private insurance	86.9%
Public insurance	37.6%
No insurance	0.6%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,258	98.6%
Spanish	118	2.2%
Other Indo-European	53	1.0%
Asian & Pacific Islander	5	0.1%
Other languages	60	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,001	93.8%
Born in same state	4,962	93.1%
Born in different state	2,069	38.8%
Foreign born	39	0.7%
Naturalized citizen	330	6.2%
Not a US citizen	278	84.2%

Ancestry

Ancestry	Count	%
Italian	1,136	21.3%
French	341	6.4%
Arab	265	5%

Ancestry	Count	%
Irish	62	1.2%
Norwegian	29	0.5%
English	3	0.1%

Technology access

Metric	% of households
Computer access	48.5%
Internet access	94.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08402

What city is ZIP code 08402 in?

ZIP code 08402 is primarily assigned to Margate City, New Jersey.

What county is ZIP code 08402 in?

ZIP code 08402 falls within Atlantic County, New Jersey.

Does ZIP code 08402 have an older population?

36% of residents in ZIP code 08402 are 65 or older, above the national average of ~17%.

Is ZIP code 08402 mostly owner-occupied?

90% of occupied units in ZIP code 08402 are owner-occupied, well above the national average.

How educated is the population of ZIP code 08402?

56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 08402 have a large retiree population?

45% of households in ZIP code 08402 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 08402 in?

ZIP code 08402 observes the EST timezone.